The agency was established in 1928 in Kilmarnock, VA by Charles W. Hubbard, Jr., serving Lancaster, Northumberland, Northern Neck counties, Mathews, Middlesex, and Gloucester counties as well as other areas of Virginia. Managed by Benjamin N. Hubbard after Charles Hubbard’s death, then by C.I. Clark III and now by Mark M. Clark, Shannon Herring and Ian York. The Agency is a member of the Independent Insurance Agents of Virginia, Professional Insurance Agents, and affiliated with the Iroquois Group of Insurance Agents which provides additional access to a greater number of insurance companies.